Thursday, August 25, 2011

Savings, Savings, Savings..

Well, as I've said before, I am trying to save money for a lot of reasons.. Mostly for the NKOTB Cruise in June, but for other reasons too.. I plan to start saving hard core after the 2nd of September.. As in, anything I make over $300 I plan to put directly into a savings account from ING Direct..  I've already opened the account, and I've made sure that I can't get to it unless I transfer money from it.. No Debit Cards, no checks, NOTHING!  I don't plan to touch this money unless it's for an emergency or a bill I was saving for..

I've been reading Dave Ramsey's "The Total Money Makeover" ever since I got the book to give away.. and I've gotten to the point where I understand it's gonna take some serious spending starvation to do this.. but I'm young, and I CAN do it.. BUT, it says that I need to make my debts current, and that isn't where I'm at right now.. so my plan?!  To call my creditors and work with them on getting current.. There aren't that many that aren't current, but with fees and crap, it's hard to get current, so I'm hoping they'll work with me on it all.. :)

Well, seeing as I'm at work, and this post has been "saved" for 3 days, I think this is done for now.. Have a good day!!


  1. I feel like all I've been doing recently is spending money and definitely need to reign it in a little.

    Good luck with everything! That cruise sounds so fun!