Thursday, May 8, 2014

Payday Thursday..

This is something new I'm hoping to keep going on my blog.. Basically to keep me accountable, and to show others how they can save money while I try to do the same..  And I will make mistakes, because I know I am a shopaholic (even if it is with coupons).. But I'm willing to work my booty off to save more money and get myself out of debt..

So, to put it all out there, I made a page of all my debt I owe, and then I will post a monthly tally up with what I have saved towards what..  I plan to use the Envelope System to save towards the bigger ones, because I've gotten burned by paying payments, then the bill gets sold to another company but doesn't reflect my payments..  And the list does include my car payment, my credit card payment and my student loan bill (which will thankfully be put in deferment now that I'm enrolled in school again)..

My budget for May:
  • Rent (for next month)-- $550
  • Phone Payment-- $100 (PAID)
  • Electric Bill-- $200
  • Credit Card-- $150 (PAID)
  • Internet-- $25 (PAID)
  • Car Payment-- $236
  • Gas-- $200
  • Disney payments-- $100 (PAID)
  • Holiday & Garden-- $100
  • Food-- $100
Total Bills: $ 1761/month or $880.50/paycheck

This budget is for the bare minimum of my bills.. For the month of May and June, my goal is to save for my vacations that are in June and July.. Any savings will go towards them and making sure bills get paid while I'm gone..  Yes, I will plan to save my change still.. Yes, I will put any extra towards my excess bills.. But the next two months are going to be about having fun, because after that, I will be working a lot and going to school full time.. So until then, if it's not in my budget, it's not getting bought.. :)


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