It's already the end of January, in case you hadn't noticed.. lol.. And while I haven't accomplished much this month, I've learned a lot of what not to do in the future..
Here is my "savings jar".. It's an Equal jar that I cleaned out.. :)
I put ALL of my change in here, I don't spend any change at all.. So at the end of the day, it all goes in here.. I started saving prolly right before Christmas, and so far I've saved $34.94.. :) The bad part is that I've saved and used almost all my $1's and $5's.. I've only got $3 saved that way.. I've had to use a lot of my money, including all my eBay sales, for groceries and gas..
I'm learning that I need to bring in more money than my job is currently allowing me to.. While I'm trying to work some overtime, I either get called off or I have so many deductions that it makes the overtime disappear.. SO, I've decided that February 1st to the 22nd is a NO SPEND PERIOD.. If it's not on my budget, it's not happening..
Another goal for February is to bring in at least $200 outside income.. I'm going to try making stethoscope covers and maybe nightlights and sell them on Etsy.. And then I will still sell things on eBay.. Just filed my tax return.. Should be getting a pretty decent return.. Plan on putting at least $500 in my savings account, then using most of it to get caught up on bills.. I also plan to buy a deep freezer for making things in bulk in the future..
** I wasn't able to finish Wicked as quickly as I'd planned originally.. I find it is a very long book (a little over 400 pages, with small words).. So I plan to finish it and still read another book in February..
** Got an appointment with the advisor at IUS to get classes scheduled for Summer 2014 in a couple of weeks.. I'm excited to get that ball rolling.. Gonna look into enrolling in an ASL class at UofL too, but I have to figure out if I have to pay another application fee..
** Getting excited about my trip to see my brother, SIL, niece and nephew.. Like, countdown excited.. lol.. I can't wait to take pics again at our grandpa's graves, I can't wait to see them (of course), and I can't wait to see their new house..
** I'm hoping to make a trip to Chicago in April.. To see Jeff Dunham.. But that all depends on if there are tickets when I get my tax return.. There are still good tickets left for Friday night..
Well, I hope you guys had a great January.. And here's to a great February.. :)
MONEY
Here is my "savings jar".. It's an Equal jar that I cleaned out.. :)
I put ALL of my change in here, I don't spend any change at all.. So at the end of the day, it all goes in here.. I started saving prolly right before Christmas, and so far I've saved $34.94.. :) The bad part is that I've saved and used almost all my $1's and $5's.. I've only got $3 saved that way.. I've had to use a lot of my money, including all my eBay sales, for groceries and gas..
I'm learning that I need to bring in more money than my job is currently allowing me to.. While I'm trying to work some overtime, I either get called off or I have so many deductions that it makes the overtime disappear.. SO, I've decided that February 1st to the 22nd is a NO SPEND PERIOD.. If it's not on my budget, it's not happening..
Another goal for February is to bring in at least $200 outside income.. I'm going to try making stethoscope covers and maybe nightlights and sell them on Etsy.. And then I will still sell things on eBay.. Just filed my tax return.. Should be getting a pretty decent return.. Plan on putting at least $500 in my savings account, then using most of it to get caught up on bills.. I also plan to buy a deep freezer for making things in bulk in the future..
GOALS
** I wasn't able to finish Wicked as quickly as I'd planned originally.. I find it is a very long book (a little over 400 pages, with small words).. So I plan to finish it and still read another book in February..
** Got an appointment with the advisor at IUS to get classes scheduled for Summer 2014 in a couple of weeks.. I'm excited to get that ball rolling.. Gonna look into enrolling in an ASL class at UofL too, but I have to figure out if I have to pay another application fee..
** Getting excited about my trip to see my brother, SIL, niece and nephew.. Like, countdown excited.. lol.. I can't wait to take pics again at our grandpa's graves, I can't wait to see them (of course), and I can't wait to see their new house..
** I'm hoping to make a trip to Chicago in April.. To see Jeff Dunham.. But that all depends on if there are tickets when I get my tax return.. There are still good tickets left for Friday night..
Well, I hope you guys had a great January.. And here's to a great February.. :)